Faq

1. Size of the gross annual income (for the last year and planned);
2. Cost of one lunch;
3. Number of deliveries per day,
4. Any and all existing and planned supply agreements which will be effective during the period of the insurance contract, and your responsibility thereunder;
5. Your desired period of indemnification for costs (1 month, 3 months or another period);
6. History of losses: how many times did you fail to deliver in time (or failed to deliver) lunch, and the size of losses;
7. The main reasons for non-delivery of lunches. And what measures were taken to mitigate these causes.

1. Financial statements for the previous year (balance sheet, income statement and cash flow statement);
2. Forecasted financial statements for the period of insurance (balance sheet, income statement and statement of cash flow);
3. Calculation of the enterprise's fixed costs by category of expenditure and the size of its planned net profit.

Hello, Aigul

Tariffs are determined depending on the following factors:

— Class of occupational risk
— Availability of regular medical examinations
— Number of employees per shift
— Number of employees per site
— Risk factors: working at height or underground, working with explosives, chemical agents, etc.
— Statistics on Accidents at Work
— Limits of insurance

Thank you for your question

1. In this case call the traffic police officers (to register the case)
2. File an insurance event statement to the insurance company within three business days.
3. Provide the traffic police documents to the insurance company.
4. The indemnity will be paid out depending on the insurance product and the insurance contract terms and conditions.

No payment under compulsory motor third party liability insurance will be due and payable as no other party is present, however, in case of any harm to other persons’ property (a tree, fence and pole), then the payment will be made to the owner of the damaged property.

Proportional liability insurance system stands for incomplete and partial insurance of an object.

In this case, the insurance indemnity is reduced pro rata to share of the sum insured in the actual value of the object: Q = T * S / W, where Q is the insurance indemnity; S is the sum insured under the contract; T is the actual amount of damage; and W is the market appraisal value of the insured object.

Example: A car worth $6,000 dollars is insured for $3,000. The actual damages amounted to $2,000. The indemnity will be 50% of the amount of damages, i.e., $1,000.

1. Get the indemnity without filing the documents to the traffic police;
2. Need not prove the extent of damage after accident;
3. Get the indemnity within a short time;
4. Get an independent assessment of your car before insurance and after the accident that will be made the insurance company free of charge;
5. Get the damaged parts replaced with new ones notwithstanding their amortization cost.

1. We pay indemnities within minimal periods of time from the date when all necessary documents have been submitted;
2. The client has the option of paying under the insurance agreement by installments;
3. You can get your indemnity both in cash or by a transfer to the service station’s settlement account;
4. Recovery repair is performed at brand service stations at the choice of the customer;
5. For indemnities to be paid out, no documents from the traffic police are required (except for hijacking);